Insurance Bad Faith Attorney in Roswell
Crow Law Firm Protects Client Rights
When an insurance company doesn’t uphold its responsibilities to its clients, such as paying out legitimate claims, they act in bad faith. Unfortunately, this happens all too often. When it does, policyholders may feel overwhelmed and may not know where to turn. If this has happened to you, you are not alone. Crow Law Firm is here to help.
When you work with Crow Law Firm for your insurance bad faith case, you can rest assured that our team will be your committed advocate. Our law firm has recovered tens of millions of dollars for our clients, and with over 20 years of legal experience, we are ready to fight for you. Our offices are conveniently located in Albuquerque and Roswell, and our bad faith insurance attorney is licensed to work across New Mexico and West Texas.
With Crow Law Firm, you only pay if we win your case. Schedule a consultation today by calling (575) 222-2702 or send us a message online.
What Happens When an Insurance Company Acts in Bad Faith?
There are several ways that an insurance company may act in bad faith. These bad faith actions result in the policyholder not receiving the benefits or payouts they are entitled to under their policy. Bad faith insurance issues are not isolated to one type of insurance policy. Policyholders of health insurance, homeowners’ insurance, car insurance, and even life insurance may suffer from an insurance company acting in bad faith.
Bad faith actions on the part of the insurance company may include:
- Misrepresentation of a policy or its provisions
- Intentionally withholding information from the policyholder
- Not disclosing policy exclusions or provisions
- Refusing to pay a legitimate claim
- Refusing to process a claim
- Not processing claims within a reasonable time
Insurance companies may also request excessive and unnecessary information from you to avoid or delay processing your claim. They may also offer you a payout that is less than what you are entitled to. All of these actions are considered in bad faith, and all are done on the part of the insurance company to avoid providing you with the benefit and payout you are entitled to under your policy.
Why It’s Important to Hold Insurance Companies Responsible
When an insurance company acts in bad faith, the policyholder suffers. For example, if an insurance company wrongfully denies an injury claim after a car accident, you lose out on vital compensation you need to heal and move on. Similarly, if a life insurance company refuses to pay out on a death benefits claim, you and your family are made to suffer further while dealing with the unimaginable loss of a loved one.
By filing a bad faith insurance suit, you may be able to recover compensation for:
- Medical expenses
- Lost wages
- Damaged property
- Pain and suffering
So, why don’t insurance companies want to pay? It’s simple; they lose money when they have to pay out a claim and are in business to make money. This doesn’t make their actions any less reprehensible or wrong. Under New Mexico law, you have the right to hold insurance companies accountable and to seek damages. Doing so is crucial to ensuring that insurance companies conduct business honestly and may help prevent them from doing the same thing to someone else.
